About Us

Unified Life Insurance Company is a stock life insurance company, incorporated in Texas in May 2001. This company is the successor to a previous Unified Life that was under this same ownership and management since 1986.

The company is currently licensed to conduct life, health and annuity insurance and reinsurance business in 49 states (all but New York) and the District of Columbia. Unified operates primarily as an acquirer of insurance companies or reinsurer of life, health and annuity risks written by other companies who do not wish to retain such business.

All administrative functions are handled from its offices in Overland Park, Kansas. In addition to the acquisition and reinsurance activities, the company offers policies in niche market on a direct sales basis.

The company has maintained a strong capital position relative to its amount of insurance and investment risk. The company has no debt.

The A.M. Best Company has assigned a B++ (Good) rating to Unified Life Insurance Company.

Company Management


In 1986, all the stock of Unified Life Insurance Company, a Texas life insurer, was acquired by William M. Buchanan, and is now owned by the Buchanan family.

Mr. Buchanan has over 50 years of experience in the life, health and annuity industry, including extensive experience both as a senior consultant and as an insurance company executive. A Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries, Mr. Buchanan serves as Chairman of the Board.

Jean Buchanan, a graduate of Avila University, is a major stockholder and Vice Chair of the Board of Directors. She is the Ethics Officer for the company and serves as the head of the Audit Committee. She has served the Company since 1987 and currently holds the title of Special Projects Administrator with emphasis in public relations and image of the company.

Stephanie Baker is a Vice President, responsible for health insurance, compliance and risk management. She has over 25 years of insurance and reinsurance experience. A graduate of Baker University with a Bachelors and Masters in Business Administration, Mrs. Baker is Six Sigma and LEAN certified and holds a Life and Health Agents License.

Timothy J. Buchanan serves as a Vice President and Treasurer and as a Director of the company. He has been with the company since 1986.

James Knobel is a Vice President, Director and the Chief Financial Officer of the company. He has been with the company since 2002 and has served in various financial roles in the life and health insurance industry for 25 years.

Mary M. Rixey is the Corporate Secretary with responsibilities in regulatory compliance, accounting, and human resources. Mrs. Rixey began work with William M. Buchanan & Associates, Consulting Actuaries, in 1984 and joined Unified Life in 1986. She is a member of the National Association of Professional Women.

Kevin Dill is a Vice President and Associate Actuary for Unified Life. He has been with the company since 2008. Mr. Dill is an Associate of the Society of Actuaries and a Member of the American Academy of Actuaries.

Jill Leadbetter is a Vice President of Information Technology. She has been with the company since 2000.