Frequently Asked Questions about Assumptions

What is an assumption?

When a policy is assumed it has been transferred to another company.  Your policy will be transferred from National Foundation Life Insurance Company to Unified Life Insurance Company as of January 1, 2016.  All of the policy terms and benefits remain the same as before, but Unified Life Insurance Company is now your insurer.

Why are they changing offices for my Policy?/ Why is another company involved?

Unified Life Insurance Company will assume your policy January 1, 2016.  Unified Life Insurance Company insures over 200,000 individuals from coast to coast from our home office in suburban Kansas City.  You will have available to you the same accessibility and courteous, caring service that has been available to you in the past.

Who is Unified Life Insurance Company?

Unified Life Insurance Company insures over 200,000 individuals from coast to coast from our home office in suburban Kansas City.  The staff of Unified Life has been providing service and protection to life and health policyholders since 1986 and we are pleased and proud to be able to serve you.  We specialize in administering health insurance business similar to your policy.  For more information about Unified Life, please Click Here

What happens if I pay by bank draft?

Beginning January 1, your bank statement will show Unified Life Insurance Company instead of National Foundation Life Insurance Company as drafting the premium for your policy.  There will be no change in the amount that you have been paying.

Where should I send my premium payment?

After January 1st, 2016, Unified Life Insurance Company will be responsible for sending your premium notice.  Please send premium payments to P.O. Box 25326, Overland Park, KS 66225.  You will also receive your premium bill from this address.

Where do I send my claims?

After January 1st 2016, please send all claims to P.O. Box 25326, Overland Park, KS 66225.

Will my benefits change?

There will be no changes to your policy coverage and Unified Life Insurance Company will continue to offer you the same great service you have received in the past.  The only change will be where you send your claims and premium payments.

Where am I getting my bill from?

You will receive your bill from Unified Life Insurance Company in Overland Park, Kansas.

What is happening on January 1, 2016?

Unified Life Insurance Company, as of January 1, 2016, will assume your policy.  The administration of your policy will be moving from Ft. Worth TX to Overland Park, KS.  There is no change to your policy or coverage.  The benefits will remain the same.

What is your AM Best rating?

Our AM Best rating is B++ which is considered to be a “Good” rating by AM Best.